Global Pension Compliance Assurance

Suprema Plus

Driving Growth Through Pension Innovation

A ready-to-deploy, turnkey pension administration system engineered for global statutory wealth frameworks, multi-tiered retirement structures, and sovereign fund lifecycles.

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  • Proven Scale
    40+ Years Investor Servicing
  • Cloud Partner
    AWS Cloud
  • Deployment Standard
    Cross-Border & Secure STP

Core Pillars

  • Pension Innovation

    Driving modern retirement solutions through flexible and intelligent plan structures designed for the future.

  • Robust Administration

    Ensuring accurate, auditable records and empowering administrators with effortless calculations.

  • Digital Experience

    Meeting members where they are with seamless, omnichannel engagement tools & full mobile access.
Functional Core

Core Capabilities of Registry

Suprema Plus manages the complete lifecycle of subscriber accounts natively, providing robust processing controls, dynamic validation gates, and seamless multi-party coordination.

Onboarding

  • Employer onboarding with KYC/AML validation
  • Digital & physical onboarding assisted by RM
  • Bulk upload or individual member enrollment
  • National ID, salary & investment track mapping

Contributions

  • Monthly payroll-based contribution uploads
  • Automated validation against member records
  • Allocation based on NAV and unit pricing
  • PG, Virtual Accounts & QR code voluntary contributions

Maintenance

  • Instant profile updates & beneficiary management
  • Investment switches & portfolio rebalancing
  • Scheme portability across employers
  • Integration with CRM for relationship management

Exit & Payout

  • Final balance computation with vesting rules
  • Automated trustee and regulatory approvals
  • Shariah-compliant withdrawal adjustments
  • Charges & early exit fees processing

Portals & MIS

  • Dedicated Employer & Member workspaces
  • Trustee dashboard for compliance monitoring
  • Real-time MIS and analytics for regulators
  • Automated regulatory filings (SEC/PF returns)
Functional Core

Operating System for Pension Mandates

Membership

Enrolment, photos, profiles, service records, beneficiaries, multi-agency linking, CSV bulk import, Age-65 tracking.

Contributions

Salary-derived premiums (9% EE / 12% ER / PHP 100 EC), ERF CSV upload, deduplication by period, variance reconciliation.

Billing & Collection

Multi-agency billing, statement of account, demand letters, variance ledger, collection workflows.

Claims & Pension

Multi-scheme estimator, 3-column breakdown (Lump Sum / Monthly / Total), 5-year advance lumpsum logic, approvals.

Loans

Multi-scheme estimator, 3-column breakdown (Lump Sum / Monthly / Total), 5-year advance lumpsum logic, approvals.

Ledgering

Comprehensive multi-tier General Ledger for high-level accounting alongside granular Sub-Ledgers for real-time tracking of individual member balances and contributions.

CROSS-CUTTING
  • Documents
  • Notifications
  • Audit Trail
  • Reporting
  • Tickets
  • Rules Engine
  • Roles
Functional Core

Three Portals — One Experience

ADMIN PORTAL

  • Membership oversight
  • Loan & contribution rules
  • Billing & demand letters
  • Insurance automation
  • Standard reports
  • Full audit trail

AGENCY PORTAL

  • Member CRUD (PH locations)
  • Remittance upload
  • Variance reconciliation
  • Loan & claim endorsement
  • Agency dashboard & KPIs
  • Support ticket management

MEMBER PORTAL

  • Profile & beneficiaries
  • Contributions ledger
  • Loans & claims filing
  • Billing & payments
  • Benefit calculator
  • Performance analytics
Engagement Excellence

Paperless Subscriber Lifecycle

Paperless Ecosystem & Customer Centricity

Suprema Plus eliminates physical distribution dependencies, deploying white-labeled registration workflows, digital KYC checkrooms, and eSignatures for zero-touch processing.

  • Pioneering Digital Journeys: Fully online, white-labeled subscriber registration.
  • Instant Identity Verification: RESTful eKYC validation & bank verifications.
  • Fintech Friendly: Preferred integration partner for regional Fintech distributors.
  • No Physical Office Required: Enables distributors and intermediaries to work remotely.

Multichannel Communication Gateway

Keep subscribers informed through Conversational WhatsApp, Viber, ChatBots, SMS alerts, CGMS, and integrated Call Center workspaces.

Scale & Footprint

  • 10+Years Pension Servicing
  • 100%Regulated & Auditable

All processes are monitored and reported transparently to regulatory bodies. We deploy custom local rule matrices matching statutory retirements natively.

Active National Deployments

Currently powering key regional pension programs under sovereign mandates:

  • India (NPS)
  • Maldives (World Bank)
  • Malaysia (PRS)
Strategic Enhancements

Value-Added Solutions Ecosystem

Extend beyond classic plan setups. Suprema Plus includes pre-integrated value modules designed to increase subscriber retention, simplify corporate updates, and boost fund asset sizes.

Systematic Payouts

Retirees stay invested in conservative funds while drawing scheduled, phased systematic withdrawals.

Age-based Auto Rebalancing

Complementary Accounts

Allows voluntary, less-restricted top-up sub-accounts along regular savings to grow pension wallet size.

Flexible Contribution Rules

QR & Virtual Accounts

Direct API integration with local payment gateways and virtual bank systems for instant, penny-tested transfers.

Instant NAV Allotment

Universal HR Payroll Templates

Empower corporate employers to upload internally generated payroll matrices directly without data re-encoding or complex map structures.

Grievance Tracking & Resolution

Automatically tag, route, and audit member disputes and balance correction requests in a step-by-step trackable workflow until resolved.

Growth Runway

Vision & Strategic Opportunity

Transforming the global retirement landscape through technology, innovation, and strategic partnerships.

As pension programs evolve rapidly to meet demographic changes, Suprema Plus delivers the perfect transition from legacy mainframes to a clean, highly modern, paperless cloud registry ecosystem.

Southeast Asian Momentum

Bridging the asset-to-coverage gaps by leveraging modern runways in rapidly growing emerging markets.

Strategic Public-Private Alliances

Delivering operational confidence to trustees, employers, and state regulators through immutable audit logs, ISO 27001 data standards, and RESTful APIs.

Ready When You Are

Let's build the future of pensions.

SupremaPLUSRedefining Pension Solutions

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