Power Your Retirement Savings with Online NPS Account Opening
December 30, 2023
In today’s digital world, keeping up with technological advancements in the financial sector is not just a choice but has become a necessity. One such leap into the digital future is the seamless process of opening a National Pension System or New Pension Scheme (NPS) account online. If you’re still thinking about how to take control of your financial destiny for the future, don’t worry at all. This blog will demystify the entire online process and elevate your savings game.
Navigating the Online NPS Landscape
In a world where a click can shape your financial future, the journey to open an NPS account online begins at your fingertips. Imagine the convenience of starting this process from the comfort of your home, office, or favorite coffee shop. No paperwork, no queues – it is just you and your device unlocking the doors to a secure retirement plan.
Step-by-Step Guide to NPS Account Online Activation
To initiate an NPS account opening online, you can opt for registration through the KFin Technologies website. Follow these steps to open an NPS account online:
2. Click on the ‘Join NPS’ option. You will be directed to a new page.
3. Input the required information, including:
– Your full name
– Date of birth
– Mobile number
– PAN number
– Email ID
– Application type
– Resident type
– Agree to the terms and conditions
4. Click on ‘Create an account.’ Subsequently, you will be redirected to the NPS page.
Things to Keep in Mind
Ensure that the accuracy of the entered information is correct.
Designate a nominee for your NPS account so that your hard-earned savings reach your loved ones in case of unforeseen circumstances.
Specify the nature of your contribution preferences based on your requirements and goals.
You can now choose more than one Pension Fund Manager who can adapt to your investment goals.
Conclusion
By following these steps, you will be able to successfully navigate the digital landscape to open an NPS account online. However, remember that the journey doesn’t end here at all. Regularly monitor your NPS account, stay informed about market trends, and consider adjusting your contributions based on your evolving financial goals.
Choosing Trustworthy Mutual Fund Services: Your Expedition Guide
December 28, 2023
Have you ever been on an unplanned trip? The whole idea of a trip sounds interesting but when it is unplanned, it becomes even more exciting. But an unplanned trip doesn’t seem to be unplanned. For instance, you will decide your destination, the mode of travel, and or the essentials you want to take. It often feels like sailing into uncharted waters, or unheard destinations/tourist points. But whether it is unplanned or planned, you tend to open maps as your trusty compass.
As maps have a significant impact on destinations similarly investing in mutual funds can also have an impact on your financial goals. Mutual funds solutions provide the advantage of diversification, meaning your money is invested across a broad range of assets, which reduces the risk of losing your entire portfolio if one asset underperforms.
Impact of mutual funds on your portfolio
Mutual funds can make a big difference in your financial portfolio. By investing in mutual funds, you can diversify your money across different asset classes. This means you don’t have to worry about losing your entire money if one asset fails to perform. Mutual funds services provide you access to a variety of asset classes, including stocks, bonds, gold, and other international assets. This allows you to create a diverse portfolio and balance your risk and returns.
The returns of mutual funds depend on the performance of their underlying assets. For example, in the long run, stocks have provided higher returns than other asset classes. Investing in equity-based mutual funds may provide higher returns, but it also comes with higher risk. Besides diversification, mutual funds also offer liquidity. You can buy and sell mutual funds units on the stock exchange and through an online platform. This makes it easy to access funds when you need them.
All in all, mutual funds can help you reach your financial goals.
How to choose mutual fund services to guide you?
While going for a destination, you need to trust the map, since it guides you throughout your journey. But if there are so many options available, how can you choose from them? Similarly, when you are going on an expedition, you need a trustworthy mutual fund solutions provider. But how can you choose it? Let’s have a look.
a) Objectives: Before investing in any mutual fund, it is important to identify your investment objectives and risk tolerance. A mutual fund service provider and your financial goals must be in line to achieve financial success.
b) Fund’s track record: It is also important to look for a mutual fund’s track record of performance. Past performance does not necessarily guarantee future returns, but it is a good indication of how a mutual fund has performed in the past. Therefore, it is beneficial to find a mutual fund with a track record of good performance. You can also take the help of mutual fund service providers to guide you exclusively on a fund’s performance.
c) Fund manager’s track record: Lastly, it is also important to check the fund manager’s track record. The fund manager is in charge of the fund and makes investment decisions, so it is important to find a fund manager that has a good track record.
If you want to read more about mutual fund services, click here.
Conclusion
Mutual funds services provide a dynamic solution to your financial goals in the long term. Mutual funds offer diversification, liquidity, and potential for growth but this also depends on choosing the apt mutual fund services. Choose wisely, trust the map, and embark on a journey towards your financial goals.
NPS Calculator is Happy to Help You Plan for Your Retirement
December 26, 2023
When you are searching for missing things in your almirah or unopened drawer, you may have found something that you are not looking for but it may have put a smile on your face. Like an old mobile phone with a keypad or a calculator. And if it is in a working condition then? With new-age technology, we tend to forget a few things but one thing is the same, whether it is in an old phone, a new phone, or on the internet – The Calculator.
People who invest or save, calculate their savings and investment amount as well to get the estimated returns. If you are investing in the National Pension System (NPS) for your golden years you can take the help of the NPS calculator.
So, what is the NPS Calculator, and how it can help you, this is what we are going to find out in this blog.
What is the National Pension System calculator?
An NPS calculator is a tool that allows you to calculate the amount of pension you can expect to receive through the National Pension System (NPS) once you retire. It helps you plan for your retirement by giving you an idea of the benefits you can expect to get under the NPS.
The National Pension System calculator can help to get the estimated pension amount and your retirement corpus. It is an easy online tool that can help you to decide the investment amount for your retirement. Looking for a step-by-step guide for the National Pension System Calculator? Click here.
Now, you understand the NPS calculator. Let’s have a look at how it can help you in your investment and decision-making.
How can the NPS calculator help you?
Estimate the retirement benefits: You can estimate your potential retirement benefits based on your current age, your contribution amount, your expected return, and other factors.
Assess your retirement needs: With the NPS calculator, you can determine if your projected retirement benefits will be enough to cover your retirement needs and help you plan for a comfortable retirement.
Compare your future with the NPS calculator: You can use the NPS calculator to compare your future with different scenarios by changing variables. It will help you to see how these changes will affect your retirement benefits and you can adjust them accordingly.
People plan for retirement to know the pension amount, annuity corpus, investment horizon, expected rate of returns, etc. NPS calculator can be a useful tool if you are looking to get the answers about your retirement. If you’re unsure of how to plan for retirement, the National Pension System calculator can help you make an informed decision.
Creating the Right Balance: National Pension System
December 21, 2023
While playing a game online, has this thought ever come across to you that ‘This game is not for me.’? Or when you are working on your laptop, sometimes it hangs or runs slow, then you think this laptop is not right for you. We ideally look to find out the right balance to achieve or accomplish anything in life. Now, when you search for the best retirement plan you may put a lot of effort into searching online and discussing it with your kith and kin. Every individual tends to look for the right balance.
What about a retirement plan that gives you the right balance between investment and returns? Yes, we are discussing the National Pension System. So, in this blog, we’ll discuss why you should invest in the National Pension System (NPS).
Retirement Plan: 5 Reasons to invest in National Pension System
Long-term Retirement Plan:National Pension System or National Pension Scheme provides every investor an opportunity to invest in a systematic and disciplined manner over the course of their employment years. It is considered one of the best retirement plans among individuals as it offers flexibility to invest in equity, government securities, and corporate bonds. NPS allows investors to balance their risk and long-term financial goals.
Regulated Retirement Plan: This is one of the prime reasons why NPS is considered a good option for retirement planning. NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA) which ensures transparency and accountability of the pension funds.
Market-Linked Retirement Plan: There is a reason why NPSis considered the best investment for retirement. The National Pension System offers market-linked returns over a period of time. The portion of the corpus is invested in equities as it has the potential to provide higher returns than traditional retirement planning options.
Flexible Retirement Plan: NPS comes with flexibility options in terms of withdrawal. Investors can withdraw up to 60% of the accumulated corpus as a lump sum at the age of 60, and the remaining 40% is used to purchase an annuity that provides a regular income. NPS subscribers can also make partial withdrawals before the age of 60 in certain cases and emergencies, such as serious illness or the investor’s demise before the age of 60. Then the nominee would be eligible to take the withdrawal.
Tax-benefits Retirement Plan: An investor’s contributions to the National Pension System (NPS) are eligible for tax benefits under Section 80CCD (1) of the Income Tax Act and Section 80CCD (1B), respectively.
Are you willing to know more about tax implications and benefits related to NPS?Click here.
Conclusion
To recapitulate, NPS (National Pension Scheme) is one of the prominent, flexible, and investor-friendly retirement plans. But, it is crucial for every investor/subscriber to carefully analyze his/her financial goals. Before you choose any retirement plan you can take assistance or consult a financial advisor to make informed decisions.
Investing Beyond the Norm: A Simple Guide to Alternative Investment Funds in India
December 20, 2023
Alternative Investment Funds have come out to be a compelling option for high-net-worth investors looking beyond traditional investment avenues. These funds are regulated by the Securities and Exchange Board of India (SEBI) and offer a diverse range of investment opportunities that have the potential to yield attractive returns.
What Are Alternative Investment Funds ?
Alternative Investment Funds in India represent a unique investment category that varies significantly from traditional mutual funds. These funds pool capital from investors and deploy it across various asset classes, including private equity, hedge funds, real estate, and more. Generally, these investment destinations are not what you might find easily in the capital markets.
Key Insights You Should Consider
Regulatory Framework – SEBI plays a crucial role in regulating alternative investment funds in India. It’s important for you to be well-equipped with the regulatory guidelines to make informed decisions.
Diverse Investment Strategies – AIFs come in various categories, each with its distinct investment strategy. Whether it’s venture capital, real estate, or private equity, first understand the fund’s focus and then accordingly align your investment goals with the fund’s strategy.
Competent Alternative Investment Managers – The success of an AIF is often based on the competence of its managers. Research the track record and experience of the alternate investment managers in India as their expertise and past performance can provide valuable insights into the fund’s potential.
Understand the Risk – Alternative investments inherently carry a different set of risks compared to traditional assets. Factors such as market volatility, liquidity, and economic downturns can heavily impact AIFs. Diversification, due diligence, and risk management strategies are important to mitigate these risks.
Return Expectations – While AIFs have the potential for higher returns than traditional investments, it’s crucial to set realistic expectations as well. You need to align your risk tolerance with the anticipated returns of the fund.
Background Check – Before committing your capital to alternate investment funds, conduct a comprehensive background check on the alternate investment funds company managing the fund. Research their reputation, financial stability, and adherence to regulatory norms. This will give you confidence while investing in AIFs.
Transparency and Reporting – Keep a note to choose AIFs that prioritize transparency and provide regular, detailed reports on fund performance. This will definitely boost your AIF portfolio.
Conclusion
Alternative Investment Funds can present a compelling way to diversify portfolios and to get potentially attractive returns. However, you need to remember that the key to successful AIF investments lies in thorough knowledge, due diligence, and a long-term perspective.
Alternative Investment Funds & Tax – Get to Know about Their Sweet & Sour Relationship
December 11, 2023
While purchasing jeans or a t-shirt, you should have checked the price tag, but most of us ignore the tax bifurcation. But when it comes to buying something big like a house or a car, most of us analyse the tax bracket before purchasing. What about when you are looking to invest in Alternative Investment Funds largely known as AIFs?
When we invest in an Alternative Fund, we are supposed to know the tax implications that come with it. In this blog, we will discover the tax criteria of alternative investment funds. But first, let’s briefly understand the alternative investment funds.
What are Alternative Investment Funds?
An alternative investment fund is different from traditional investment options. It invests in a variety of investments, such as private equity funds, hedge funds, venture capital funds, and a few more. It allows investors to invest in a dynamic range of investments and is usually managed by professional fund managers.
AIFs can be a great tool used by HNIs to diversify their portfolios. It has the potential to generate returns that may be more than what we see in a conventional equity market. But as an investor, you must understand the tax implications associated with it. This plays a vital role in choosing the right AIF category to invest in.
Now, let’s understand the tax implications of different alternative investment funds’ categories.
Category I and II AIFs:
The Finance Act of 2015 announced a taxation rule for Category I and II AIFs. These investments have been granted a pass-through, which means the money generated by the fund is taxed at the investor’s level, not at the fund’s level. The investor is responsible for paying the tax on the income he has generated.
The fund is not subject to any tax on the income generated from the investment. But, if the funds’ income is measured as business income, then the same amount is taxed on the fund.
Let’s understand different scenarios, like long-term capital gains, short-term capital gains, dividends, and income.
Long-term capital gains – If an investment has been held for more than a year in Category I and II, it is termed as Long-term Capital Gains (LTCG). These investments are taxed at the rate that applies to long-run capital gains. Usually, long-term capital gains are taxed at 10% and are listed on stocks, and unlisted stocks are taxed at 20%.
Short-Term Capital Gains – Investors who invest while aiming at short-term capital gains under Alternative Investment Funds Category I and II are subjected to a 15% tax, but it also depends on their tax bracket.
Dividend Income – Dividend income under AIFs is taxable as per the investor’s individual tax-rate.
Interest Income – Any interest income gained through Category I and II is also taxable as per the tax slab of an investor.
Category III AIFs:
In this category, AIFs are subject to taxation for all income, whether it is investment income, capital gain, or business income. The pass-through system has not been implemented in category III alternative investment funds. All four types of income are taxable but at different rates.
You can read in detail about AIFs categories, here.
Conclusion
Alternative Investment Funds have become quite popular in the current Indian landscape as they offer diversification and have the potential to generate higher returns. But, it is important for any investor to be informed about the tax implications associated with AIFs. It helps the investor make better and informed decisions while they are aware of the tax implications.
Unlocking Tax Benefits with the National Pension System (NPS)
December 6, 2023
“The best way to save money is not to lose it.” – Les Williams
Most of us save money by not contributing to unnecessary things, and that is the logical thing to do. However, there are more ways to save money as well, through more contributions towards your future and tax deductions.
When you make your financial plans, saving on taxes must be one of your top priorities along with investing in the National Pension System (NPS). And guess what, you can effectively use NPS for tax saving benefits.
Understanding the NPS Scheme
NPS is a voluntary, long-term retirement savings scheme for individuals from 18-70 years; which is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). It is designed to provide financial security during your post-retirement years.
NPS offers two primary tiers – Tier 1 and Tier 2. While Tier 1 is a mandatory account meant for retirement savings, Tier 2 is a voluntary savings option that you can utilize according to your various financial goals.
Tax Saving in NPS
Section 80C: The contributions made towards the Tier 1 NPS account qualify for tax deductions available under Section 80C. The maximum limit for this deduction is ₹1.5 lakh per year.
Section 80CCD(1B): In addition to Section 80C, another significant advantage of investing in NPS for tax saving is the additional deduction offered under Section 80CCD(1B) of the Income Tax Act. NPS subscribers can claim an additional deduction of up to ₹50,000 over and above the limit of Section 80C on voluntary contributions. Mind you, this tax benefit is exclusive to NPS.
Employee Contribution: An employee can choose to invest up to 10% of his/her basic salary to NPS that is exempted from tax under 80CCD(2) with a limit of 5.5 lakhs in a year. This helps to minimize your tax liability.
Withdraw Tax-Free: After you retire, if you wish to withdraw a lump sum amount from your NPS corpus, you need to note that up to 60% lump sum withdrawal of the corpus is tax-free and spend the remaining 40% on annuities, you don’t pay tax at that point. Only the income you earn from annuities in the following years will be taxed based on your tax bracket.
What is the Tier 2 Tax Saver Scheme?
A new variation of the Tier 2 account was introduced by the government as the NPS Tier 2 Tax Saver Scheme in 2020. Even though a Tier 2 account doesn’t have as many tax-saving benefits as other NPS tax saving schemes and is not very popular, it still can be used for tax-saving by the employees of the central government. Investments in the Tier 2 account by central government employees with active Tier 1 accounts are eligible for deductions under Section 80C, similar to Tier 1. However, there is a lock-in period of 3 years for Tier 2 Tax Saver Scheme investments.
Conclusion
By investing wisely and taking advantage of the NPS tax saving schemes, you can secure your financial future while reducing your tax liability. Start tax saving in NPS here.
Your priority list when looking for global fund solutions! Explained
November 30, 2023
We are witnessing a paradigm shift in the mutual fund industry. Investors are now looking for investment opportunities in global funds to diversify their portfolios and widen their investment horizons.
Since a young age we are taught to make to-do lists. Whether you plan to go on a trip or your daily office tasks or even daily household chores, it is always better to make a list and implement it in your plan of action.
So, in this blog, we’ll discuss your priority list when you look at global fund solutions. But first, let’s briefly understand about international or global funds.
What are Global Funds?
Global Funds are mutual funds schemes of a country that invest in shares and securities of another country. It allows an investor from India to invest in a foreign company. Suppose, if an investor is looking to diversify his/her portfolio and searching for more than just domestic funds, they he/she may want to consider investing in global funds.
Now, as we have discussed and understood the definition of global funds, let’s explore what investors should consider while looking for global fund solutions.
Things to consider while looking for global fund solutions
What’s your investment objective?
Before you plunge into the ocean of global funds, it is important to have a clear investment aim. When you seek global fund solutions, you need to understand your financial goals. Many investors also look for wealth creation or some may apply a balanced approach. But you need to have clarity while searching for global fund solutions.
What’s your risk-tolerance?
You need to assess your risk tolerance. You might want to consider a few things while opting for global fund solutions, such as, time horizon, financial situation, and current market fluctuations. High-risk funds often offer comparatively higher potential returns but they come with increased volatility. An investor should choose those funds which are aligned to his risk appetite.
What’s your diversification’s strategy?
Diversification is an important part of a successful investment strategy, particularly in global funds. You are supposed to look for those funds who offer variety in asset classes, sectors, and geographic places. Diversification minimises the risk and it makes your portfolio more resilient. An investor should look to diversify when he/she is looking for investment and global fund solutions.
What is the role of a fund manager?
A fund manager’s track record plays a crucial role while finalising the investment and global fund solutions. Their experience, investment philosophy, and past performance are important, you need to research about them before reaching a solution. An investor should look to a fund manager who has a history in delivering consistent and strong performance.
What will be the fee structure and expenses?
When you finalize everything while buying a product, you may want to calculate the expense and cost, again. The same rule applies here too. You need to evaluate the fee structure, understand the management fees, expense ratios, or any other additional charges. Keep in mind that high expenses don’t necessarily mean better performance or low fees contribute to your overall returns.
Conclusion
Choosing an investment and global fund solutions demands a strategic approach. You need to define your financial aims, risk-tolerance, finalizing the fund managers, evaluation of the fee structure and a few other things. Always remember one thing, every investor is unique as his investment purpose so it is always better to take time and research to align with your objectives. This thoughtful approach may help you to narrow down your doubts while looking for global fund solutions.
Have you ever seen a sunrise? The sun is coming out and slowly the sunlight is coming up from the east. And in a few minutes’ time, we witness a morning which is shining brightly. Imagining it? Now the same is the case of wealth management services in India. They are gradually spreading their wings and more and more HNIs are benefitting from it.
In the ever-changing landscape of personal finance, there is significant demand for comprehensive and private wealth management services in India. With more and more people looking to balance their financial portfolios or exploring different investment ventures, wealth management solutions have come up as a valuable resource for creating tailor-made strategies.
Wondering why wealth management services are important for you? Click here.
According to weforum.org, the wealth management services in India are witnessing a period of change. There is a rise in Indian middle class growth, with an estimated 80% of families predicted to go up from 50% 4 years back.
Reasons behind the significant surge in wealth management services
One factor cannot be the reason for the changing landscape of wealth management services in India. We will discuss a few factors which may play a significant role in changing the dynamics of wealth management services. Let’s look at them one by one.
Transition of Financial Landscape – The Indian economy is witnessing a drastic change, driven by economic growth, digitalization, globalization, and technological advancement. As income levels grow, individuals are looking for more investment opportunities. Thus, they will be seeking advice from wealth management services.
More than Banking Services – Wealth management services are not limited to banking and investment advice, but they provide a holistic approach to financial planning and wealth management. In addition to traditional services, wealth management strategies optimize wealth through risk management, tailored advice, and ongoing monitoring for long-term financial health.
Specific Investment Advice – Wealth management solution provider makes individual-specific strategies depending upon his/her financial goals and risk tolerance. They design a plan and work closely with their clients.
Diversification of Assets– To mitigate risks and optimize good returns, wealth management services diversify investments across various asset classes. Wealth managers analyze trends, economic indicators and recommend a balanced approach to their clients.
Risk Management – Lowering the risk factor is a crucial part of wealth management. This involves the monitoring of market conditions, balancing portfolios if needed, and helping investors with timely advice to help them manage market volatility.
Conclusion
The popularity of wealth management services in India reflects growing awareness amongst people to manage and strategize their investment aspects. Individuals are looking for more specific, tailor-made, and technology-based wealth management services. As the economy is in a positive transition, engaging with a wealth management service provider can be a vital step for people looking to create, plan, and invest for their future growth.
Nurturing Future Talent – KFintech’s CSR Initiative at NIN Leaves a Lasting Impact
November 24, 2023
In the ever-changing world of CSR in India, where philanthropy often takes center stage, KFintech is setting new standards by embedding strategy and transparency in our CSR initiatives. The recent CSR visit organized by KFintech for 91 B.Sc. Food Sciences students from the TTWRDC (Telangana Tribal Welfare Residential Degree Colleges) women’s college in Mahabubabad and the NIN (National Institute of Nutrition) in Hyderabad exemplifies KFintech’s dedication to making a positive impact in society.
We at KFintech are changing the narrative of CSR in India. In the past, CSR was just about giving to charity. But KFintech’s CSR team took the initiative to visit the NIN, where the students were introduced to the complex world of nutrition and health. This shift towards strategic CSR reflects the shift from philanthropy to sustainable and impactful initiatives.
An Immersive Learning Experience
The program kicked off with a compelling video presentation by NIN authorities at their auditorium, shedding light on the institute’s history and the pivotal role it played in shaping nutrition research in India. The video was followed by a captivating and informative session delivered by Scientist-C of NIN’s Drug Safety Division, Dr. Ravindranathi Palika. He highlighted the importance of keeping haemoglobin levels high in adults.
Dr. Palika explained that NIN had conducted research on a sample of students, and over 60% of them had anemia. They helped these students by providing iron tablets, and when an analysis was conducted after 3 months, 71% of the students showed improvement in their hemoglobin levels. During Dr. Palika’s presentation, he discussed the double-fortified salt, which contains iodine and iron, as well as NIN’s guidelines for oil packets. The institute’s focus on preventing nutritional deficiencies is in line with the overall goal of making the world a healthier place.
Lab Insights and Museum Marvels
The students visited NIN laboratories, where they were able to experience amino acid analysis. NIN technical officers demonstrated the procedure for amino acid analysis to them in order to demonstrate the practical application of their academic knowledge. The highlight of the visit was a tour of the NIN Museum, which had sections on different aspects of nutrition such as the importance of fat in our diet, the effects of not eating enough fat on cancer, etc.
In addition, the museum had various exhibits on various topics, such as the growth patterns of Indian and American babies, the effects of aflatoxin on their growth, etc. This holistic approach to education not only expanded their knowledge but also imprinted a lasting impression on their minds.
Volunteers’ Dedication
A crucial aspect of these successful CSR initiatives was the dedication of KFintech’s volunteers. These individuals came from different departments, such as HR and Corporate Registry. They played a key role in making sure the program went off without a hitch. Their willingness to lead students throughout the day shows the kind of community engagement that KFintech advocates.
The following volunteers deserve a huge round of applause:
Neelima Bheemagari – HR
Praveen Gude – HR
Praveen Chaturvedi – Corporate Registry
Durga Shankar – Corporate Registry
Shanti Priya – Corporate Registry
Pavani Shapuram – Corporate Registry
Barudu Srinivas – CSR member
Shailaja Manukonda – HR
Narsing Dontoji – CSR member
Testimonials from the Students
Group 1 (Kalyani, Akhila, and Anusha): “We are very happy as we gained a lot of knowledge today. Sir’s (Dr. Ravindranath’s) talk was superb. Our goal now is to get a job at NIN. We would like to visit this place again.”
Group 2 (Shaik Aisya, Pulluri Snigdha, and Taruna): “We were very excited when we stepped into NIN premises. We have learned a lot of things today. Thank you so much.”
Group 3 (Deepika, Ramya, and Sarisha): “We gained a lot of knowledge on chromatography. This visit is a God-given gift to me.”
The students’ testimonials were even more heart-warming, expressing their appreciation for the valuable experience.
Principal’s Appreciation
“Visiting NIN is really a good opportunity for the students, as they experienced various aspects and facts in the field of nutrition. The program was very informative and helpful to the students because they had a sound command over the core concepts. We are very thankful to the KFintech team, especially Shailaja Ma’am and Narsing Rao Sir, who are leading CSR and spending their valuable time for the successful accomplishment of the entire program. Thanks to the entire team at KFintech from the bottom of our hearts.”
Conclusion
KFintech’s Corporate Social Responsibility (CSR) program at National Institute of Nutrition (NIN) is a perfect example of how corporations can go beyond philanthropy to make a real and lasting difference in society. By combining strategic planning, real-world experience, and community involvement, not only did KFintech make a difference in the lives of those students, but it also helped to achieve the larger objective of improving the health and well-being of society. As a result, this initiative serves as a model for other companies to adopt corporate social responsibility (CSR) as a means of making a positive impact and contributing to sustainable development.